Accredited
Adelaide Bank
AFG Commercial
AMP Banking
ANZ Bank
AXA Home Loans
Bank of Queensland
Bank SA
Bank West
Bendigo Bank (NMMC)
Bluestone Mortgages
Citibank
Colonial State Bank
Commonwealth Bank
GE Mortgage Solutions
Great Pacific
Financial
Heritage Building
Society
Homeloans Qld
Homeside Lending (NAB)
Howard Mortgage Corp
HSBC
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Lenders
Illawarra Mutual
Building Society
ING Bank
ING (Wholesale)
Interstar
La Trobe Financial
Liberty Financial
Macquarie Bank
National Australia Bank
Origin
Pepper Home Loans
Qld Community Credit
Union
RAMS Home Loans
Scottish Pacific
St George Bank
Suncorp Metway Bank
The Rock Building
Society
Westpac Bank
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As a mortgage broker, we work with
many different lenders every day, so we know who has the best offers. The home and investment loan market has
hundreds of loans to choose from, all with differing rates, terms and
conditions, and it is our job to know and understand the different loans
available. We have a very sound knowledge of the home loan market and know what
the lending rules are, who the better lenders are, and where to find the best
deals. Our knowledge and service will save you both time and money.
How much does our service cost you?
Our service to you is complimentary as we receive
payment from the lender. Quite
simply, it is cheaper for a lender to pay a broker a commission for introducing
your business to them than it is to obtain your business from their own
branches.
What service do we provide?
We will provide you with an immediate indication of how
much money you qualify for and what the best deals are. We hold and maintain up-to-date rates,
terms and conditions from all of our accredited lending institutions and we
know the market. Our experience
and this up-to-date information will assist you to determine which loan is
'best' for you, and whom we should then offer your business to. We will provide explanation of the
different loan products available to you and the charges associated with each,
complete all application paperwork, and with the assistance of a professional
support team will ensure that your transaction is completed on time and without
worry.
I'll do it myself and save money
Not true. There is no additional fee for using my
service. Our accredited lenders do
not increase their fee structure to compensate for broker commissions and some
lenders even make special offers available only to brokers. Please also note that any offer being
advertised by one of our accredited lenders on TV or at their local branch is
always available through our office.
Who is Federation?
Federation Home
Loans was founded on the Sunshine Coast in 1999 and is now one of the leading
independent mortgage brokers on the coast. The business is not part of a franchise, but is an
independent business that prides itself on giving unbiased and professional
advice.
Federation Home
Loans is a member of Australian Finance Group ( AFG ), Australia's largest
mortgage wholesaler, who has relationships with over 35 reputable and leading
lenders. These lenders offer more
than 300 different loan products, from traditional bank finance to private finance,
so no matter what your personal circumstances, we are usually able to find a
loan to suit.
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